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888-560-7820

California Department
of Real Estate License
# 01237281
Department of Real Estate
"License Information"
(916) 227-0931

Is it time to Refinance? Do you need extra cash from your Home Equity? Are you ready to purchase your new home? Whatever your lending need, you'll find the right loan at CalPEMCO.

There's more to home financing
than simply choosing a loan program!

We specialize in loans which offer unique advantages for teachers and government employees.  However, we also provide a broad spectrum of loans for everyone.  Programs are much more flexible than in the past, so don’t give up on your dream of home ownership before you give us the chance to evaluate your circumstances.

We realize the importance and personal nature of making loan decisions. We understand there are many reasons for obtaining home financing and that every borrower has individual needs that are unique with each loan. So we counsel our potential borrowers for free and there is never any obligation.

We also know from experience that the very nature of the loan process can be a trying time if you don't get the answers you need when you need them. So we keep you informed every step of the way.

We believe in straight talk and providing you with honest and accurate information that will be necessary for you to make informed loan decisions. And when you lock your loan, you'll know you're getting the best loan with the best rates available.

Please feel free to browse our new web site. We have made many improvements and have included some informative reports on subjects we are most often asked about. You can access these reports by going to our "Mortgage Answers " page.

We are also proud to announce that our new state-of-the-art online mortgage application system is now in place and ready for you to apply. This advanced system makes it easier than ever for anyone to apply online and get an approval the same day. You can find out more about it by clicking on the "Apply Online" button, or you can apply with one of our experienced loan consultants of your choice by going to our new "Meet Our Team" page.

If you should have questions or need any assistance, please don't hesitate to give us a call at: (888) 560-7820. Our staff of loan professionals will be happy to assist you.

Enjoy your visit!